Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Danny McFarlin

Ray Presley


Ray Presely has been in the insurance and financial service business for over 30 years. He has served as a manager with a national insurance company over his career and is a lifetime member of the prestigious Million Dollar Round Table. Ray specializes in providing planning and guidance for those who are seeking a better lifestyle in retirement. Ray has helped literally thousands of individuals and couples, at all economical levels, to enjoy a worry-free retirement knowing that their money is safeguarded, plus working hard and smart, and ready for them when needed. Ray has lived in the Nashville area all his life and has three grandchildren.

Ray Presley

Danny McFarlin


A native Nashvillian, Danny studied engineering at Middle Tennessee State University before discovering his passion for service to others in the financial services industry. At the young age of 22, Danny joined a large life insurance company as a sales and service representative and through that passion for service Danny quickly achieved distinguished honors such as” National Quality Award” and the “National Sales Achievement Award”.

In 1981 Danny expanded his “client first” approach to financial services by founding Tennessee Capitol Associates, Inc. to include small to large business owners and their employees through voluntary benefit offerings and rapidly achieved membership in the prestigious “Millionaire Board of Directors” and the “President’s Advisory Council” for a national insurance and financial services firm in the mid-west.

As co-founder of “The PMA Group” Danny continues to provide value added service to his business owner clients through voluntary benefit offerings to their employees and as well as service to their retirees with safe money retirement income strategies. Danny is certified by The Centers for Medicare and Medicaid Services (CMS) as well as multiple insurance companies in the Medicare Advantage and Medicare Supplement arena which qualifies him to assist retirees, as well as pre-retirees in making the best health and financial decisions.

Danny has been happily married to his wife Debbie for 40+ years. They have two wonderful married children, a daughter and son in law, and 4 beautiful grand-children. Danny and Debbie reside in Mt. Juliet Tennessee and attend Joy Church International where Danny has served on the usher and greeter staff for 14+ years.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.